Your Retirement Plan, Streamlined with Expertise and Innovation

The Advisor Group has partnered with Admin316, a leading retirement plan administration firm based in Corpus Christi, Texas, to deliver a seamless, fully integrated retirement plan management experience. This powerful collaboration merges The Advisor Group’s strategic advisory expertise—including ERISA fiduciary services—with Admin316’s robust administrative and compliance solutions, giving you a single-source partnership that addresses every facet of plan management: from plan design, administration, and reporting to comprehensive retirement plan compliance oversight.

In addition, we proudly collaborate with some of the industry’s most respected retirement plan providers—including Fidelity Investments, Empower Retirement, PCS Retirement, Voya, and many more. These trusted partnerships allow us to offer flexible, scalable solutions that can be tailored to fit the unique needs of your business and workforce, regardless of plan size or complexity.

By outsourcing these critical services to us, you streamline complex compliance processes through innovative, automated systems that manage the preparation of government filings, generation of plan documents, and secure data collection. Our advanced technology helps ensure your plan remains fully aligned with the continuously evolving regulatory environment, significantly reducing administrative burdens while mitigating fiduciary liability risks.

This integrated approach empowers you to confidently manage your retirement plan, knowing it meets the highest standards of prudence, professionalism, and compliance. Together, we deliver an efficient, compliant solution designed to protect your business, safeguard your employees’ retirement benefits, and help both thrive.

Our Proven Approach

Streamline Compliance. Minimize Risk. Empower Your Plan.

Navigating the complexities of retirement plan compliance isn’t just a responsibility — it’s a cornerstone of safeguarding your organization and your participants.

We make this process seamless by offering expert outsourcing solutions that lift the burden from your team and protect your plan with precision.

Our comprehensive, technology-driven approach automates critical tasks such as:

Preparation of Government Filings: Including Form 5500 and all related disclosures.
Generation of Legally Required Plan Documents
Accurate and Efficient Data Collection and Reporting

By leveraging our innovative tools and deep ERISA expertise, you can stay confidently ahead of ever-changing regulatory requirements — with less stress and more security.

Comprehensive Solutions for Confident Retirement Plan Management

We provide expert guidance to help you meet regulatory requirements and confidently fulfill your fiduciary responsibilities.

ERISA Section 3(16) Administrator

A 3(16) Administrator is the person or entity “so designated” in the plan document. The employer is the default Plan Administrator if none is designated. The Plan Administrator is basically responsible for any fiduciary responsibility not assumed by the ERISA section 403(a) Trustee.

ERISA Section 402(a) Named Fiduciary

A 402(a) Named Fiduciary is formally designated in the plan document as the individual or entity with ultimate authority over the management and administration of the retirement plan. In most cases, this role is fulfilled by the ERISA Section 3(16) Plan Administrator.

ERISA Section 3(38) Investment Fiduciary

A 3(38) Investment Manager is a fiduciary under ERISA, responsible for selecting, managing, monitoring, and benchmarking a retirement plan's investments. In some plans, they also have discretionary authority to direct fund investments, except in participant-directed plans.

Driven by Purpose. Defined by People.

At The Advisor Group, we trust Admin316 to seamlessly manage many of the essential services for your retirement plan. As your designated Trustee, we take on the critical responsibility of overseeing the administration of your plan, ensuring it runs smoothly and in compliance with all regulations.

Every retirement plan must designate at least one trustee, and we’re here to protect the integrity and fiduciary responsibility of that plan. But understanding the roles of each party involved is key to ensuring your plan’s success.

So, who’s who when it comes to managing your retirement plan?

Who is the Third-Party Administrator (TPA), Recordkeeper, and Custodian?
Who oversees your plan’s investments?
Are our advisors responsible for investment decisions?
Are they licensed to serve as a 3(21) or 3(38) fiduciary?
Who carries the responsibility, and what does it mean for you?

Navigating these questions with clarity and confidence is essential. With Admin316 and our trusted team, we ensure that all roles are clearly defined and that your retirement plan is in safe, capable hands.

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Frequently Asked Questions (FAQs)

How can a retirement plan fiduciary help minimize liability for plan sponsors?

A retirement plan fiduciary, particularly a 3(16) fiduciary, takes on essential administrative responsibilities such as ensuring ERISA compliance, filing government forms on time, and overseeing daily plan operations. By delegating these tasks, plan sponsors can significantly reduce their exposure to fiduciary liability, allowing them to concentrate on their core business activities with confidence.

What role does a fiduciary financial planner play in managing a retirement plan, particularly in collaboration with a retirement plan administrator?

A fiduciary financial planner is essential in ensuring retirement plans are managed with the participants’ best interests in mind. Working closely with the retirement plan administrator, they deliver fiduciary wealth management services that include strategic financial guidance, oversight of investment choices, and adherence to regulatory compliance. This partnership helps plan sponsors fulfill their fiduciary responsibilities while enhancing the plan’s overall performance.

What are the benefits of utilizing a 316 fiduciary for retirement plan administration?

A 316 fiduciary provides comprehensive retirement plan administration, handling all aspects from compliance and participant notifications to essential filings. By utilizing 3(16) fiduciary services, company executives and HR teams can relieve themselves of these complex responsibilities, entrusting a fiduciary management expert to ensure the plan remains both compliant and cost-effective.

How does fiduciary wealth management, led by a fiduciary financial planner, differ from traditional retirement plan administration?

Fiduciary wealth management encompasses more than just handling the daily administrative tasks of a retirement plan. A fiduciary financial planner provides strategic financial oversight to ensure that the plan’s investments align with the best interests of its participants. These certified professionals go beyond mere compliance, offering long-term strategies designed to optimize plan performance and enhance financial outcomes.